Welcome to Montserrat….. the way the caribbean use to be!

Beautiful Montserrat
Montserrat is the undiscovered pearl of the Caribbean. It’s only 25 miles off the coast of Antigua yet Miles Away from the hustle and bustle of everyday life.

A unhurried island for the vacation of which dreams are made.

A special place where you can relax and renew.

People are very friendly, crime is non existent and it one of the few islands that is still clean and safe.

Come see for yourself stay a few days, a week, a month, the winter or forever…..

Leave all the planning to us!

Posted in General

How can you keep yourself looking young?

Winter-Skin-CareAging is one of the inevitable events in life that every woman dreads. While aging is a sign of maturity, women just loathe the idea of a face full of wrinkles. Though, it is a natural process, one can actually defer aging by incorporating a proper skin care regimen from a very early age.

A daily skin care based on natural products could effectively delay the usage of anti-aging creams or anti-wrinkle creams. If however, you are looking for an anti aging cream, you should check out the Clarisonic Mia 2 over at monicasbeauty.com

The skin care routine after a long day’s work may seem like a daunting task, however, investing few minutes towards this is an infallible recipe for a prolonged youthful skin. Few of these simple yet impactful steps are:

Healthy lifestyle: Making a conscious attempt to lead a happy and zestful fife is the first step towards slowing the aging process. Nutritional food with lots of exercise and a happy frame of mind augments the secretion of endorphins, or happy hormones, which not only promotes longevity but also delays the onset of aging.

Hydrating: Even after hearing a thousand times that we need to drink enough water, most of the times, we tend to take this advice lightly. Around 75 percent of our body is water, and if we fail to give it enough water and fail to keep it hydrated, not only will it result in host of other diseases, but would also reflect on our face and body as loose and wrinkled skin. To make sure that we look young and vibrant, the importance of water cannot be stressed enough. Start taking your 6-8 glass a day – today.

Sunscreen: While sunlight is the source of all life on earth, the ultra-violet rays of the sun can be particularly detrimental to skin. They take away the moisture and cause increased wrinkles. Thus wearing an appropriate sunscreen suited for the skin, hats and avoiding tanning beds are an important way to protect the skin from the ultra-violet rays of the sun.

Increased intake of antioxidants: Antioxidants such as Vitamin C or Q10 and green tea deters free radicals (partially responsible for wrinkles and eye bags) from damaging the skin and stimulates production of collagen. Fruits such as apples, oranges are always recommended, while pomegranates and berries have special anti-aging ingredients.

Exfoliation: While everyone knows the wonders of cleansing and moisturizing, the effect of exfoliation is often less talked about. Manual exfoliation by facial scrubs or chemical process by the usage of retinoid present in over-the counter anti-wrinkle creams, causes the dead skin cells to shed and newer cells to come upto the surface.

Reduced smoking:  The health hazards of smoking are innumerable. One of the biggest hazards is that it triggers aging. The nicotine present in cigarettes causes the blood vessels to narrow down and obstructs flow of oxygen and other vital nutrients required to ensure a healthy glow and youthfulness on skin.

These small steps go a long way in ensuring that the process of aging in delayed and one is able to enjoy a healthier skin for long.

Posted in Beauty

My Review of Kollagen Intensiv – Does it Work?

kollagen-intensivThere is not an abundance of information about Kollagen Intensiv online, but the amount is growing, and most of it is positive. People who have used the product have given honest feedback, and these are more pertinent to read, since you get the actual comments by users. Some users have seen more improvement than others, to be sure, but there are many factors that contribute to the level that any cream will help you.

Many women of middle age are overly conscious of wrinkles, especially those on the face. Anti-aging products can help to reclaim some of your youthful look. People do pay attention to the way others look, and this is just a fact of life.

If you’ve used anti-aging products in the past, you have probably had some that worked better than others. Many people who have tried Kollagen Intensiv were tired of other products, and decided to give this one a try. Use any product as part of a regimen that contains proper eating, proper hydration and exercise, to see better results.

Women who have tried this product say that they are now approaching each day with more confidence and zest for life than they had before. When you use a product that helps you to look younger, it may make you feel younger, as well. Your appearance has a great deal of impact on both your personal and career life.

Kollagen Intensiv works by supplementing your body’s collagen, which is one of the most important facets of healthy skin. Collagen is formed naturally in your body, and is a compound that allows your skin to look and feel younger.

Proper levels of collagen, as stimulated by Kollagen Intensiv, will have your skin feeling more flexible, firm, radiant and tight. It also helps in binding together the joints, tendons and ligaments of the body. As you age, your body doesn’t produce enough collagen, so this formula helps with that aspect of healthy skin. You can replace wrinkles and lines with skin that looks more like it did when you were younger.

The reviews of Kollagen Intensiv show mostly positive comments, with the formula being effective, and not producing unwanted side effects. It’s easy to find this product, and it’s not as expensive as some other treatments. You will also not experience the pain and unpleasant feeling that you might receive with injections of collagen.

The formula for Kollagen Intensiv includes minerals, vitamins, fatty acids, peptides, enzymes, essential oils and antioxidants. This mixture is able to mend, invigorate and nourish your skin, as it has done for the vast majority of people who have commented on it. These ingredients together help your body, allowing it to produce more collagen for itself.

The stimulating treatments that include Shea Butter reduce stress on your body’s systems, and allow you to produce more collagen of your own. Generally, the treatments are applied twice a day, usually when you get up and before you go to bed. Many people see results even before the end of their first week of treatments, and Kollagen Intensiv can be a wonderful way to look younger and feel better about yourself.

Posted in Beauty

Why Do So Many Americans Still Lack Health Insurance?

Health InsuranceDespite the fact that the number of uninsured Americans has dropped significantly after the Affordable Care Act was unveiled, many are still left without adequate health insurance. According to the U.S. Census Bureau, just over 15 percent of Americans remain uninsured.

Two Motives For Remaining Uninsured

According to the bureau’s information, there are two main reasons why the last 15 percent are holding out on their health coverage:

  • Ignorance of the provisions of the act, and;
  • Still being unable to afford coverage.

The primary reason for Americans to be ignorant of the provisions of the Affordable Care Act largely stems from the enormous media campaign designed against it, as detractors vilified “Obamacare” in the face of the American public.

Understanding The Affordable Care Act

The main obstacle to achieving affordable health care remains that many Americans are still unaware of how the new law can benefit them and what they can do to take advantage of the new options presented to them. If you happen to be a Norwegian, the best company for health insurance and car insurance (bilforsikring in Norwegian) is Troll Forsikring.

In a landmark social study, a team of researchers found that while a majority of Americans disagree with “Obamacare” as an effective national health insurance strategy, they actually agree with most of the terms specified within the law itself.

Key to breaking through this lack of understanding is encouraging people to educate themselves on the provisions of the bill and how it can help them receive affordable health care from national providers. A full 46 percent of the respondents in this study said that they were simply unaware of the fact that they were compelled to purchase health insurance.

Where The Misunderstanding Comes From

The largest obstacle to fully understanding the changes to healthcare that were initiated by the current administration stem from the effective use of the media by its detractors. Many Americans have been persuaded to reject a bill they do not understand, and to make no attempt to understand it.

In order to respond to this and let the general public make an educated decision about their healthcare, it is necessary that each and every individual invest themselves in making a decision about their health insurance policy in wake of new regulations.

Insuring Those Who Are Still Unable To Afford Coverage

While a great number of respondents to the study claimed that they are unable to afford even a minimal coverage option of $100 per month, a still greater number claimed to be unable to afford their current healthcare costs. This indicates that the general public has yet to adjust to the new legislature and that there are more people who can benefit from national coverage.

Individuals who cannot afford their current healthcare costs are compelled to seek a policy that they can afford or that is at least less financially stressing than their current situation. Many private institutions offer such programs, and it is only a matter of time before the uninsured American populace makes their way towards adopting insurance plans that they can live with.

Posted in Financial